/* Rate My Insurance Quote — trustworthy light theme: navy + green */
:root {
  --navy: #14365c;
  --navy-dark: #0d2540;
  --green: #16a34a;
  --green-dark: #15803d;
  --green-light: #dcfce7;
  --amber: #d97706;
  --amber-light: #fef3c7;
  --red: #dc2626;
  --red-light: #fee2e2;
  --ink: #1e293b;
  --muted: #64748b;
  --line: #e2e8f0;
  --bg: #f6f9fc;
  --card: #ffffff;
  --radius: 12px;
}
* { box-sizing: border-box; }
body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.55;
}
.wrap { max-width: 1080px; margin: 0 auto; padding: 0 20px; }

/* Header */
.site-header { background: var(--navy-dark); color: #fff; position: sticky; top: 0; z-index: 50; }
.header-inner { display: flex; align-items: center; justify-content: space-between; padding-top: 12px; padding-bottom: 12px; gap: 12px; flex-wrap: wrap; }
.brand { display: flex; align-items: center; gap: 10px; color: #fff; text-decoration: none; font-size: 1.15rem; }
.brand strong { color: #7ddf9e; }
.brand-badge {
  display: inline-flex; align-items: center; justify-content: center;
  width: 34px; height: 34px; border-radius: 50%;
  background: var(--green); color: #fff; font-weight: 800; font-size: 1.1rem;
}
.main-nav { display: flex; align-items: center; gap: 16px; flex-wrap: wrap; }
.main-nav a { color: #cbd5e1; text-decoration: none; font-size: .95rem; }
.main-nav a:hover { color: #fff; }
.main-nav a.active { color: #fff; font-weight: 600; }

/* Buttons */
.btn {
  display: inline-block; border: none; cursor: pointer; text-decoration: none;
  border-radius: 8px; font-weight: 700; font-size: 1rem; padding: 12px 24px;
  transition: background .15s ease;
}
.btn-primary { background: var(--green); color: #fff; }
.btn-primary:hover { background: var(--green-dark); }
.btn-navy { background: var(--navy); color: #fff; }
.btn-navy:hover { background: var(--navy-dark); }
.btn-sm { padding: 8px 16px; font-size: .9rem; }
.btn-lg { padding: 16px 34px; font-size: 1.15rem; }
.btn-outline { background: #fff; color: var(--navy); border: 2px solid var(--navy); }
.btn-outline:hover { background: var(--navy); color: #fff; }
.btn[disabled] { opacity: .55; cursor: default; }

/* Hero */
.hero {
  background: linear-gradient(135deg, var(--navy-dark), var(--navy));
  color: #fff; border-radius: var(--radius); padding: 56px 40px; margin: 28px 0;
  text-align: center;
}
.hero h1 { margin: 0 0 12px; font-size: 2.4rem; line-height: 1.2; }
.hero h1 .hl { color: #7ddf9e; }
.hero p { color: #cbd5e1; font-size: 1.15rem; max-width: 640px; margin: 0 auto 24px; }
.hero-cta { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; }
.hero-stats { display: flex; gap: 32px; justify-content: center; margin-top: 28px; flex-wrap: wrap; }
.hero-stats div { text-align: center; }
.hero-stats strong { display: block; font-size: 1.6rem; color: #7ddf9e; }
.hero-stats span { color: #94a3b8; font-size: .9rem; }

/* Section headings */
.section-head { display: flex; align-items: baseline; justify-content: space-between; gap: 12px; flex-wrap: wrap; margin: 36px 0 16px; }
.section-head h2 { margin: 0; font-size: 1.5rem; color: var(--navy-dark); }

/* Filter pills */
.filters { display: flex; gap: 8px; flex-wrap: wrap; }
.filter-pill {
  padding: 8px 16px; border-radius: 999px; border: 1px solid var(--line);
  background: #fff; color: var(--navy); text-decoration: none; font-size: .9rem; font-weight: 600;
}
.filter-pill:hover { border-color: var(--navy); }
.filter-pill.active { background: var(--navy); color: #fff; border-color: var(--navy); }

/* Quote cards */
.quote-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(300px, 1fr)); gap: 18px; margin-bottom: 36px; }
.quote-card {
  background: var(--card); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 20px; display: flex; flex-direction: column; gap: 10px;
  transition: box-shadow .15s ease;
}
.quote-card:hover { box-shadow: 0 6px 24px rgba(13, 37, 64, .10); }
.quote-top { display: flex; justify-content: space-between; align-items: center; gap: 8px; }
.type-badge {
  font-size: .75rem; font-weight: 800; text-transform: uppercase; letter-spacing: .05em;
  padding: 4px 10px; border-radius: 999px; background: #e0eaff; color: var(--navy);
}
.type-badge.type-home { background: #fef3c7; color: #92400e; }
.type-badge.type-renters { background: #ede9fe; color: #5b21b6; }
.type-badge.type-life { background: #fce7f3; color: #9d174d; }
.quote-state { color: var(--muted); font-size: .85rem; font-weight: 600; }
.quote-insurer { font-weight: 700; font-size: 1.05rem; color: var(--navy-dark); margin: 0; }
.quote-premium { font-size: 1.9rem; font-weight: 800; color: var(--navy-dark); margin: 0; }
.quote-premium small { font-size: .95rem; font-weight: 600; color: var(--muted); }
.quote-coverage { color: var(--muted); font-size: .9rem; margin: 0; }
.verdict-headline { font-weight: 700; font-size: .95rem; }
.verdict-headline.good { color: var(--green-dark); }
.verdict-headline.bad { color: var(--red); }
.verdict-headline.mid { color: var(--amber); }
.verdict-bar { display: flex; height: 10px; border-radius: 999px; overflow: hidden; background: var(--line); }
.verdict-bar .seg-great { background: var(--green); }
.verdict-bar .seg-fair { background: var(--amber); }
.verdict-bar .seg-overpaying { background: var(--red); }
.verdict-legend { display: flex; gap: 12px; flex-wrap: wrap; font-size: .78rem; color: var(--muted); align-items: center; }
.verdict-legend .dot { display: inline-block; width: 9px; height: 9px; border-radius: 50%; margin-right: 4px; }
.dot-great { background: var(--green); } .dot-fair { background: var(--amber); } .dot-overpaying { background: var(--red); }
.vote-count { margin-left: auto; font-weight: 600; }
.card-link { margin-top: auto; padding-top: 6px; }
.card-link a { color: var(--green-dark); font-weight: 700; text-decoration: none; font-size: .92rem; }
.card-link a:hover { text-decoration: underline; }

/* Detail page */
.detail-layout { display: grid; grid-template-columns: 2fr 1fr; gap: 24px; margin: 28px 0 40px; }
.detail-card { background: var(--card); border: 1px solid var(--line); border-radius: var(--radius); padding: 28px; }
.detail-card h1 { margin: 0 0 4px; color: var(--navy-dark); }
.detail-meta { color: var(--muted); margin-bottom: 18px; }
.fact-table { width: 100%; border-collapse: collapse; margin: 18px 0; }
.fact-table th, .fact-table td { text-align: left; padding: 10px 12px; border-bottom: 1px solid var(--line); vertical-align: top; }
.fact-table th { width: 180px; color: var(--muted); font-weight: 600; }
.vote-box { background: var(--green-light); border: 1px solid #86efac; border-radius: var(--radius); padding: 22px; }
.vote-box h3 { margin-top: 0; color: var(--navy-dark); }
.vote-buttons { display: flex; flex-direction: column; gap: 10px; }
.vote-btn { text-align: left; }
.vote-note { font-size: .85rem; color: var(--muted); margin-top: 12px; }
.vote-thanks { background: #fff; border-radius: 8px; padding: 12px; font-weight: 600; color: var(--green-dark); }

/* Forms */
.form-card { background: var(--card); border: 1px solid var(--line); border-radius: var(--radius); padding: 32px; max-width: 680px; margin: 28px auto 40px; }
.form-card h1 { margin-top: 0; color: var(--navy-dark); }
.form-group { margin-bottom: 18px; }
.form-group label { display: block; font-weight: 700; margin-bottom: 6px; color: var(--navy-dark); }
.form-group .hint { font-weight: 400; color: var(--muted); font-size: .85rem; }
.form-group input[type="text"], .form-group input[type="number"],
.form-group select, .form-group textarea {
  width: 100%; padding: 11px 13px; border: 1px solid var(--line); border-radius: 8px;
  font-size: 1rem; font-family: inherit;
}
.form-group input:focus, .form-group select:focus, .form-group textarea:focus {
  outline: 2px solid var(--green); border-color: var(--green);
}
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.form-error { background: var(--red-light); border: 1px solid #fca5a5; color: #991b1b; border-radius: 8px; padding: 12px 16px; margin-bottom: 18px; }
.form-success { background: var(--green-light); border: 1px solid #86efac; color: #166534; border-radius: 8px; padding: 12px 16px; margin-bottom: 18px; }
.hp-field { position: absolute; left: -9999px; top: -9999px; } /* honeypot: hidden from humans */

/* Static content */
.content-card { background: var(--card); border: 1px solid var(--line); border-radius: var(--radius); padding: 32px; margin: 28px 0 40px; max-width: 800px; }
.content-card h1 { color: var(--navy-dark); margin-top: 0; }
.content-card h2 { color: var(--navy); margin-top: 28px; }
.steps { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 16px; margin: 20px 0; }
.step { background: var(--bg); border: 1px solid var(--line); border-radius: var(--radius); padding: 18px; }
.step .step-num { display: inline-flex; align-items: center; justify-content: center; width: 30px; height: 30px; border-radius: 50%; background: var(--navy); color: #fff; font-weight: 800; margin-bottom: 8px; }
.cost-table { width: 100%; border-collapse: collapse; margin: 16px 0; }
.cost-table th, .cost-table td { padding: 12px; border-bottom: 1px solid var(--line); text-align: left; }
.cost-table th { background: var(--navy); color: #fff; }
.cost-table tr:nth-child(even) td { background: #f8fafc; }
.estimate-note { background: var(--amber-light); border: 1px solid #fcd34d; border-radius: 8px; padding: 12px 16px; font-size: .9rem; }
.compare-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 16px; margin: 24px 0; }
.compare-card { background: var(--card); border: 1px solid var(--line); border-radius: var(--radius); padding: 24px; text-align: center; }
.compare-card h3 { margin-top: 0; color: var(--navy-dark); }

/* Pagination */
.pagination { display: flex; gap: 8px; justify-content: center; margin: 24px 0 40px; }
.pagination a, .pagination span { padding: 8px 14px; border: 1px solid var(--line); border-radius: 8px; text-decoration: none; color: var(--navy); background: #fff; }
.pagination span.current { background: var(--navy); color: #fff; border-color: var(--navy); }

/* Footer */
.site-footer { background: var(--navy-dark); color: #94a3b8; margin-top: 40px; padding: 32px 0; font-size: .88rem; }
.footer-nav { display: flex; gap: 18px; flex-wrap: wrap; margin-bottom: 14px; }
.footer-nav a { color: #cbd5e1; text-decoration: none; }
.footer-nav a:hover { color: #fff; }
.compliance { max-width: 760px; }
.copyright { margin-top: 10px; }

/* Responsive */
@media (max-width: 720px) {
  .hero { padding: 36px 22px; }
  .hero h1 { font-size: 1.8rem; }
  .detail-layout { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .header-inner { flex-direction: column; align-items: flex-start; }
}