Terms of service

Last updated: September 2026.

1. What this site is

Rate My Insurance Quote is a community ratings and comparison website. We are not an insurance broker, agent, or carrier, and we do not sell insurance or provide insurance advice. All content is informational only.

2. User content

By posting a quote you confirm the information is yours to share and doesn't include anyone else's personal data (no names, policy numbers, addresses, or phone numbers). Posts are public. You grant us a license to display your post on the site. We may remove content that's spammy, abusive, fake, or includes personal information.

3. Votes are opinions

Crowd verdicts ("great deal," "fair price," "overpaying") are the opinions of anonymous visitors, not professional advice. Don't make insurance decisions based solely on votes.

4. Affiliate relationships

We may earn commissions from quote partners linked on this site. See our affiliate disclosure.

5. Acceptable use

Don't spam, don't try to game votes, don't post false quotes, and don't attempt to disrupt the site. We rate-limit submissions and votes and may block abusers.

6. No warranties

The site is provided "as is" without warranties of any kind. We're not liable for decisions you make based on site content.

7. Changes

We may update these terms; continued use of the site means you accept the current version.